# Loans & Savings

Agrigistics’s payroll module efficiently handles both loans and savings for your employees, streamlining financial management.

* **Loan Disbursement and Repayment**: Disburse loans directly through an employee’s payslip, specifying the repayment amount. Deductions will automatically occur during payroll processing based on the defined schedule.
* **Savings Deduction and Distribution**: Deduct monthly savings contributions from employee salaries. Upon request, distribute these accumulated savings to employees.
* **Payslip Transparency**: All loan balances, repayment amounts, and savings contributions are clearly displayed on employee payslips for easy tracking and transparency.

For detailed instructions on managing loans, continue to the next section.